Investment offerinG
Earn 8–12% Fixed Annual Returns Backed by Real Estate
ZIP Capital provides a secure, high-yield investment opportunity designed for individuals seeking predictable, passive income. Our Real Estate Debt Fund delivers fixed annual returns between 8% and 12%, with every investment fully secured by real property.
ZIP Capital is structured as a Regulation D Rule 506(c) offering. This means we follow SEC rules for private offerings and accept investments only from accredited investors, with accreditation verification required.
Since 2023, we have funded over $10 million in Pennsylvania real estate projects with zero defaults or foreclosures—a testament to our disciplined underwriting and commitment to investor protection.
Return Tiers Based on Investment Amount
Your fixed annual return is determined by the amount you invest:
$25,000 to $99,999: 8%
$100,000 to $499,999: 9%
$500,000 to $999,999: 10%
$1,000,000 to $1,999,999: 11%
$2,000,000+: 12%
This tiered structure rewards larger commitments while giving accredited investors access to strong, reliable returns.
Investment Benefits
Secured by Real Estate
Every investment is backed by a tangible real estate asset—providing built-in security and minimizing downside risk.
Passive Monthly Income
Receive monthly distributions, or choose to reinvest and take advantage of monthly compounding interest.
Liquidity After 6 Months
Your investment is locked for the first six months. After that, you are free to request withdrawals at any time.
Low Minimum Investment
Get started with as little as $25,000.
Proven performance
Since inception, ZIP Capital has maintained 0 defaults and 0 foreclosures, funding almost $10 million in well-underwritten projects.
Transparent & Trust-Driven
Investors receive clear reporting, full visibility into project performance, and open communication at every step.
Why Choose ZIP Capital?
ZIP Capital offers a compelling alternative to conservative, low-yield vehicles such as CDs, Treasury bills, or traditional savings accounts. Our debt fund allows you to earn higher, consistent returns—all while being secured by real estate and supported by a lender with a proven track record.
Whether you’re seeking stable income, portfolio diversification, or a hands-off investment strategy, our platform is built for long-term confidence and steady growth.