Borrowers

At ZIP Capital, we know that timing is everything in real estate. That’s why our lending process is built for speed, clarity, and real-world flexibility—so you can act quickly, confidently, and strategically.

The Borrower Process

Step 1: Submit Your Request
Share your deal details with us—property location, purchase price, project scope, exit strategy—and we’ll respond promptly.

Step 2: Underwriting & Approval
We perform a swift but thorough review of the asset, your strategy, and your exit plan. Because the asset backs the loan, it’s about structure, not complexity.

Step 3: Close the Loan
Once your loan is approved, we move fast. Funds are wired quickly, so you can start your project without waiting weeks for a traditional bank approval or dealing with multiple brokers.

Step 4: Project Execution and Exit
You execute your plan; we monitor progress and stay available as a partner. When your exit triggers, we close out cleanly and transparently.