Real Estate Backed Investing and Private Lending Built on Trust
ZIP Capital pools accredited investor capital to fund a diversified portfolio of first lien real estate loans across Pennsylvania. Investors earn stable fixed returns without being tied to any single property. Since 2023, we have funded over $9M in loans with zero defaults, delivering fast, reliable capital to borrowers and consistent performance for investors.
Earn 8–12% Fixed Annual Returns Backed by Real Estate
ZIP Capital’s Real Estate Debt Fund provides predictable, passive income secured by first-lien mortgages on Pennsylvania properties.
Why Investors Choose ZIP Capital:
Secured by real estate
Monthly distributions or compounding interest
Withdrawal flexibility after 6 months
Low minimum: $25,000
Proven performance: zero defaults, rigorous underwriting
Transparent reporting and aligned incentives
Our fund is a compelling alternative to low-yield options like CDs, bonds, or savings accounts—ideal for growing wealth through steady, secured income.
Fast, Flexible Capital for Real estate investors
We understand that in real estate, timing can make or break a deal. ZIP Capital delivers quick, asset-backed financing with simple terms so you can move fast, bid confidently, and execute your strategy.
About Zip Capital
Zach Pasquariello, Founder & Managing Partner, brings deep experience in finance, underwriting, and real estate investing. A former U.S. Army Infantry Officer and the founder of Harrisburg Bookkeeping, Zach has personally reviewed and approved over 50 real estate loans, totaling more than $4 million currently deployed.